Investment Loans

  • Flexible investment mortgage solutions for extraordinary people.

  • Our asset-based mortgage programs are specifically designed for independent real estate investors and small business owners who often don’t qualify for traditional bank loans, including W-2 employees, self-employed entrepreneurs, and small business owners.

  • Whether your client is a seasoned buyer seeking another investment property, an opportunist looking to flip houses, or a self-employed entrepreneur in need of their first small business real estate loan, we recognize the potential in every borrower.

FlexPerm Loan

Lock in historically low interest rates and avoid the balloon payment associated with most private money loans.

Designed for investors seeking a simple financing solution for purchase or refinance, with the flexibility to remain in the loan
for up to 30 years.

Key Features

  • Great for qualifying W-2, self-employed investors and small business owners.

  • Based on property value, not personal income.

  • Best alternative to hard money loans.

  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

ARV Pro Loan

A short-term “fix-and-flip” solution.

Our ARV Pro Loan is the best short-term solution for acquiring and improving property value. It's designed for “fix-and-flip” investors seeking a short-term, interest-only solution that's based on the property's “as repaired value” (ARV).

Key Features

  • Allows borrowers to finance improvements.

  • Great for borrowers who need a quick close.

  • An interest-only 1-year term provides lower monthly payments.

  • A higher LTV than hard money lenders.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

Credit QuickFix Loan

A higher LTV alternative to hard money.

With its higher LTV ratio, our Credit QuickFix Loan is designed for investors with credit issues seeking an interest-only, short-term loan as an alternative to hard money financing.

Key Features

  • A higher LTV than hard money options.

  • Great for borrowers who need a quick close.

  • An interest-only 24-month term provides lower monthly payments.

  • Perfect for acquiring or leveraging real estate with deferred maintenance.

Property Types

  • Investor 1-4 ( SFR, Condo, and 2-4 Units)

Fast50 Loan

A low LTV loan with easy credit requirements.

Our Fast50 Loan is designed for investors with derogatory credit issues and high equity seeking quick and easy credit qualification.

Key Features

  • Great for borrowers with a recent bankruptcy or notice of default.

  • No seasoning of ownership required.

  • Improved pricing compared to our FlexPerm program.

  • Derogatory mortgage history is OK.

  • Available as a 3-year-fixed or 30-year-fixed loan, each amortized over 30 years.

Property Types

  • Investor 1-4 (SFR, Condo, and 2-4 Units)

  • Multi-Family (5+ Units)

  • Mixed-Use

  • Commercial (Office, Retail, Warehouse, Self-Storage, and Automotive)

Rental Loans
Cash-Out, Refinance, Purchase, Single Home or Portfolis

Rental360 Features

  • Full 30 year term, no balloons

  • Streamlined qualification process emphasizing property

    level cash flow 

  • No tax returns required

  • Up to 70% LTV for Refinances and 75% LTV for Purchases

  • Only 30-day ownership seasoning means you can grow

    your portfolio faster

  • Simple haggle-free pricing you can depend on

  • Protect your identity and other assets by borrowing in

    a corporate entity

  • NEW No DSCR and 10-Yr Interest Only options available

Vacation Rentals

Vacation Rental Features

  • Common sense underwriting of your short-term rents

  • Full 30 year term (no balloons) for your peace of mind

  • No tax return requirements

  • Up to 70% LTV for refinances and 75% LTV for purchases

  • Only 30-day ownership seasoning means you can

    grow your portfolio faster

  • Simple, haggle-free pricing you can depend on

  • Protect your identity and other assets by borrowing in

    a corporate entity

  • NEW No DSCR and 10-Yr Interest Only options available

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